In an effort to standardize the interest calculation methodology for margin interest rate and plan to offer more competitive financing solutions aligned with clients' trading needs, MSVN will adopt a new interest accrual basis for margin loans effective July 1, 2025.

Key Change:
Starting from July 1, 2025, margin loan interest will be calculated on a calendar day basis instead of the current working day basis. This adjustment may result in a change to the interest incurred on margin-financed securities transactions executed on Fridays or prior to public holidays, as outlined in the illustrative schedule below.

INTEREST-BEARING MARGIN DEBT FROM SECURITIES TRANSACTIONS
Date	Before July 1, 2025		From July 1, 2025
	Working days		Calendar days
	Trading date	Interest calculation date	Trading date	Interest calculation date
Monday	T0		T0
Tuesday	T1	T1	T1	T1
Wednesday	T2	T2	T2	T2
Thursday
Friday	T0		T0
Saturday			T1	T1
Sunday			T2	T2
Monday	T1	T1	T3	T3

Impact:
The shift to calendar-day interest accrual aligns with international best practices and ensures greater transparency in interest computation, especially around weekends and holiday periods.

Sincerely,
Maybank Securities Limited.

No.	Criteria	Policy
1	List of Margin-Eligible Securities & Haircut Rates	View the latest margin trading-eligible securities list here
2	Margin Loan Interest Rate	0.0361% per day
3	Interest Accrual Start Date	T+1 day
4	Maximum Loan Term	90 days
5	Penalty Interest Rate	150% of margin loan rate
6	Deposit Interest Rate	0.15% per annum
7	Initial Margin Requirement	Minimum 50%
8	Maintenance Margin Requirement	Above 30% to 35%
9	Margin Call Threshold	30% or below
10	Loan Extension Fee (for loans >90 days)	0.3% of approved extended amount, charged on the first business day after day 90
11	Margin Call Notification Method	SMS to registered mobile number and/or email address provided during margin account opening
12	Securities Sale Advance Fee (effective 01-Mar-2024)	0.0361% per day

Note: Parameters are subject to change per MSVN's periodic regulations.

****************************************************************************************************************
NOTICE

Maybank Securities Limited would like to respectfully inform our valued clients of the Advance Selling Fee and Margin Trading Interest Rate, effective from March 1, 2024, as follows:

1. Advance Selling Fee: 0.0361% per day.
2. Standard Margin Trading Interest Rate: 0.0361% per day.

Sincerely,
Maybank Securities Limited

 ****************************************************************************************************************
NOTICE

Maybank Securities Limited would like to respectfully inform our valued clients of the Advance Selling Fee and Margin Trading Interest Rate, effective from October 11, 2022, as follows:

1. Advance Selling Fee: 0.0375% per day.
2. Standard Margin Trading Interest Rate: 0.0375% per day.

Sincerely,
Maybank Securities Limited

 ****************************************************************************************************************

NOTICE

Maybank Securities Limited would like to respectfully inform our valued clients of the new fee rates, effective from June 1, 2015, as follows:

1. Advance Selling Fee: 0.0361% per day (minimum fee: 30,000 VND).
2. Margin Trading Interest Rate: 0.0361% per day.

Sincerely,
Maybank Securities Limited

 ****************************************************************************************************************
NOTICE

Maybank Securities Limited would like to respectfully inform our valued clients of the new fee rates, effective from May 15, 2014, as follows:

1. Margin Trading Fee: 0.038% per day.

Sincerely,
Maybank Securities Limited
 ****************************************************************************************************************

NOTICE

Maybank Securities Limited would like to respectfully inform our valued clients of the new fee rates, effective from March 26, 2014, as follows:

1. Advance Selling Fee: 0.038% per day (minimum fee: 50,000 VND).

Sincerely,
Maybank Securities Limited
 ****************************************************************************************************************

NOTICE

Maybank Securities Limited would like to respectfully inform our valued clients of the new fee rates, effective from December 25, 2013, as follows:

1. Advance Selling Fee: 0.04% per day (minimum fee: 50,000 VND).
2. Margin Trading Fee: 0.04% per day.

Sincerely,
Maybank Securities Limited


 ****************************************************************************************************************

NOTICE

(Regarding: Margin Trading Implementation at Maybank Securities Limited)

As announced on the State Securities Commission’s official website on October 11, 2011, Maybank Securities Limited would like to inform clients about margin trading services as follows:

1. Lending Interest Rates: The CEO authorizes the Chief Accountant to announce applicable rates periodically.

• Current Rates (effective from June 11, 2012):
• 1–90 days: 0.055% per day
• 91–180 days: 0.066% per day

Sincerely,
Maybank Securities Limited

Please kindly refer to the related information on the page "Product & Service"

To open a margin trading account, you must be a local customer and already have a cash trading account at MSVN.

1. If you are a corporate customer, please contact the supporting staff for guidance or visit the MSVN branches directly.

2. If you are an individual customer with Vietnamese nationality, please refer to the instructions below:

 

Case 1 - If you already have a standard trading account:

• Visit the account opening website.

• Enter the phone number and email registered with MSVN.

• Select "Register Account." If notified that the phone/email already exists, choose "Continue" to open an additional sub-account.

• Follow the remaining steps to complete the account opening process.

• Contact your account manager for the timely support.

Case 2 - If you have not yet opened any account:

• Visit the account opening website.

• Enter your phone number and email currently in use.

• Choose to register with or without consulting services. If selecting consulting services, enter the 4-digit ID of the supporting staff. If left blank, staff will be randomly assigned.

• Follow the steps to complete the process, ensuring to open both a standard trading account and a margin trading account simultaneously.

• Contact your supporting staff or the hotline at 028 44 555 888, then press 2 if you need assistance.